Baymagambet Nursultan Zhanatuly, Salzhanova Zaure Abildinovna, Kenges Gulzhihan Kengeskyzy, Abdikarimova Aliya Toleutaevna и Omarkhanova Zhibek Maksutovna (2020) «TRANSFORMATION OF LOAN ACTIVITIES OF A COMMERCIAL BANK TO DIGITALIZATION », Academic Journal of Physical and Chemical Sciences, (3), сс. 137–142. доступно на: http://89.250.84.46/reports-science/article/view/853 (просмотрено: 13 декабрь 2025).