TRANSFORMATION OF LOAN ACTIVITIES OF A COMMERCIAL BANK TO DIGITALIZATION
Ключевые слова:
Digital transformation, financial and credit organizations, banking sector, digital technologies, digital strategy, digital economy.Аннотация
Currently, digital transformation is seen as an integral element of maintaining the competitiveness of
banks: on average, a third of banking operations are already carried out using digital technology. The widespread
adoption of digital technology is associated with the needs of society, which at the present stage of innovation
development is aware of all the advantages achieved through the use of technology in the banking sector.
In conclusion, we note that the digital transformation process should be based on a digital strategy developed
taking into account the characteristics and needs of a particular bank. The implementation of a rational digital
transformation strategy will allow individual banks, and subsequently the entire banking sector, to increase business
efficiency and enter a new stage in the development of financial and credit organizations and the economy as a
whole. Currently, the financial system is in the process of development in accordance with the modern requirements
of the digital economy.
